Terms of Service

Terms of Service ‒ BLACMACA Financial Services
Effective Date & Last Updated
Effective Date: 08/09/2025
Last Updated: 08/09/2025


Introduction
Welcome to BLACMACA Financial Services. By accessing or using our website and services, you agree to
the following Terms of Service. Please read them carefully.


1. Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by
these Terms.


2. Services Provided
BLACMACA Financial Services provides financial solutions including: Provident fund administration,
Funeral insurance, Financial education and coaching, Access to medical aid, counseling, and related
employee benefits.


3. Eligibility
You must be at least 18 years old or have legal capacity to enter into a financial agreement to use our services.


4. User Responsibilities
You agree to: Provide accurate and complete information. Use our services only for lawful purposes. Keep
your login details and policy information secure.


5. Limitation of Liability
While we take care to provide accurate information, BLACMACA Financial Services will not be held liable
for any direct, indirect, or consequential damages arising from the use of our website or services.


6. Intellectual Property
All website content, logos, and materials are the property of BLACMACA Financial Services and may not be
copied, distributed, or reproduced without prior written consent.


7. Changes to Terms
We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised
“Last Updated” date.


8. Governing Law
These Terms are governed by the laws of South Africa.


9. Contact Information
If you have questions about these Terms, please contact us:
Email: info@blacmaca.africa
Phone: 015 004 1830
Address: 331 Bokfontein, North West, South Africa